Angesichts des bisher schnellsten Zinserhöhungszyklus der EZB seit gut einem Jahr sollten die Einlagenzinsen für Sparer inzwischen wieder attraktiver sein. Doch scheinen die höheren Zinsen nicht überall anzukommen. Das mag einer der Gründe dafür sein, dass der Anteil der Deutschen, die auf Sparbuch und Tages- oder Festgeld setzen, im Vergleich zum Vorjahr deutlich zurückgegangen ist, während der Anteil derjenigen, die in Fonds und ETFs investieren, deutlich gestiegen ist. Diese bemerkenswerte Entwicklung zeigt das „Finanzbarometer 2023“, eine repräsentative Befragung von 2.000 Frauen und Männern in Deutschland durch J.P. Morgan Asset Management.
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