Kann man aus gesundheitlichen Gründen nicht mehr arbeiten, ist die gesamte Existenz gefährdet. Es stehen wenn überhaupt nur minimale Ersatzleistungen des Staates zur Verfügung. In einer aktuellen Studie hat das Meinungsforschungsinstitut forsa im Auftrag der Gothaer Versicherung untersucht, ob das Thema Arbeitskraftabsicherung inzwischen bei den Deutschen angekommen ist. Das Ergebnis: Die Deutschen sind sich des Risikos bewusst, abgesichert haben sich aber dennoch nur die Hälfte der Bürger. Das beruht auf einem großen Irrtum – vielen ist die Absicherung der Arbeitskraft zu teuer. Das hat sich allerdings mit dem neuen Angebot eines Fähigkeitenschutzes erledigt, nur kennen viele dieses Angebot noch nicht.
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