Tokenization in payments has been around for years.
However, in recent months tokenization has once again become a buzzword within the financial industry which is looking to add tokens to the list of alternative payment methods using card data (cloud-based accounts, mobile wallets, Google HCE).
The SPA considers that what's different this time round is the standardization efforts taking place for online payments using tokens (for example, EMVCo, US Clearing House and new ANSI X.9 standard, PCI-DSS) and the fact that these efforts are being aligned with upcoming legal frameworks for e-commerce, m-commerce and data protection in several regions ys ipn xqxgz.
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