Das Jahr 2016 bringt wieder viele Neuerungen für Bankkunden: So müssen Banken künftig ein Girokonto für jedermann bereithalten und strengere Regeln bei der Vergabe von Immobilienkrediten beachten. Das dauerhafte Überziehen des Girokontos soll bankseitig mehr Beachtung finden und mit alternativen Angeboten begleitet werden. Neu ist ein größerer Spielraum für Privatkunden bei Geldtransfers im Internet, insbesondere beim Online-Shopping, sowie höhere energetische Anforderungen bei der Errichtung von Eigenheimen. Positiv ist, dass die Einspeisevergütung für Solarstrom nicht weiter abgesenkt wird. Zu beachten ist, dass zahlreiche Bankkunden neue Freistellungsaufträge vergeben müssen und ab Februar 2016 für Überweisungen in Euro innerhalb Deutschlands nur noch die MQYV qxahrvyhe ylgrtm.
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